When is the Right Time to Refinance Your Home Loan?

When is the Right Time to Refinance Your Home Loan?

Published 18 September 2025

Is your current home loan still working for you-or is it quietly costing you more than it should? If you’ve been wondering whether it’s time to refinance, you’re not alone. Many homeowners reach a point where their loan no longer aligns with their...
RBA Cuts Rates to 3.60%—A Win for Homeowners?

RBA Cuts Rates to 3.60%—A Win for Homeowners?

Published 8 September 2025

The RBA has announced another 25-basis-point cut to the cash rate, now sitting at 3.60%. This marks the third reduction this year, signaling a continued easing path as inflation moderates and economic uncertainty persists. Inflation Down, But the Road Ahead Is Bumpy...
RBA Holds Cash Rate at 3.85%: What it Means for Your Loans?

RBA Holds Cash Rate at 3.85%: What it Means for Your Loans?

Published 14 July 2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate, keeping it steady at 3.85%. This decision bucked expectations, as many market watchers, including Australia’s big four banks (ANZ, Commonwealth Bank, Westpac, and NAB), had anticipated...
Your Guide to Low Deposit Home Loans: Get into Your Dream Home Sooner

Your Guide to Low Deposit Home Loans: Get into Your Dream Home Sooner

Published 30 June 2025

Does the 20% deposit seem like an impossible mountain to climb on your journey to homeownership? You are not alone! Many who have a steady income, but not a huge pile of savings, are looking for smarter ways to get into their dream home.   Good news: that big 20% is...