Personal loans
with you in mind


loans with you in mind

Are you ready to explore new possibilities and take control of your financial future? We offer personal loans tailored to your specific needs and goals.

Take the first step towards a brighter financial future. Book an appointment with one of our knowledgeable brokers to discuss your needs and start the journey towards achieving your goals.

Are you ready to discover new possibilities and take control of your future?

Book a call with one of our brokers to start now.

Personal Loans with you in mind

Support on every step of the process

Empowering you to make informed decisions

Experienced team to guide you

Technology -based loan process

Start your financial journey now

Personal Loans

Consolidating debt, planning a dream vacation, or tackling unexpected expenses, achieve your personal financial goals.

Car Loans

We make securing a car loan smooth. Gear up for your next big adventure and take the wheel of your next car with confidence.

Personal Loans

Empower Your Personal Aspirations with Tailored Financing

Navigating personal financial needs can be challenging. With Manage Your Loans, it doesn’t have to be. Whether you’re planning a significant purchase, consolidating debt, or managing unexpected expenses, we provide personalised loan solutions aligned with your individual goals.

We are dedicated to making the loan process transparent, simple, and tailored to you. By understanding your unique circumstances and aspirations, we empower you to make informed decisions and achieve your dreams.

With Manage Your Loans, your financial journey is personal, and we’re here to guide you every step of the way.

Car Loans

Drive Your Dreams: Tailored Car Loans with Manage Your Loan

Finding the perfect car is a journey, and financing it shouldn’t be a roadblock.

At Manage Your Loan, we streamline the auto financing process to get you behind the wheel faster and with confidence.

We understand that every driver has unique needs and financial circumstances. By prioritising transparency, simplicity, and personalised service, we ensure you’re equipped with all the information to make an informed decision.

With Manage Your Loan, your dream car is within reach, and we’re here to accelerate your journey.

Book an


Complete this form with your information and book a suitable time for your dedicated broker appointment.

Our complimentary, no-obligation service provides expert guidance to help you make the best decision for your business.

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    Knowledge and support to manage your loans


    We keep you informed on every step of the process so you can make informed decisions.

    At Manage Your Loans, we believe that the cornerstone of every successful financial journey is knowledge. We're not just here to offer loans; we're here to empower you with the insights and support you need to confidently navigate your loan management.

    From the initial inquiry to the final paperwork, we ensure you're well-informed at every step, enabling you to make decisions that align with your best interests.

    Our team of brokers is dedicated to guide you through the path ahead, unlocking possibilities you might have never considered.

    Ready to discover new possibilities and take control of your financial journey?

    Book an appointment with one of our brokers to start now. 

    Our process


    Your Journey with Manage Your Loans: Simplified & Streamlined

    Embarking on a financial journey can be daunting, but at Manage Your Loans, we've crafted a straightforward 9-step process that places you, our valued customer, at the forefront:


    01. Begin with Trust: Start by signing our Credit Guide and Privacy Consent form, ensuring clarity and confidentiality.

    02. Share Your Story: Complete our Online Fact Find, giving us insights into your financial aspirations.

    03. Easy Uploads: Seamlessly upload all supporting documents via our secure platform.

    04. Strategise with Us: Schedule a broker appointment for an insightful Strategy Session tailor-made for your goals.

    05. Expert Recommendations: Your dedicated broker presents options best suited to your needs.

    06. Making It Official: Agree upon and sign the Credit Proposal, a step closer to making your financial dreams a reality.

    07. Application in Action: We submit your application, ensuring precision at every step.

    08. Celebrating Approvals: Relish the moment as your application gets the green light.

    09. Settlement and Success: Witness your application come to fruition as it settles.

    10. Ongoing Support: We are here to support you through your whole financial journey, our commitment to you doesn’t stop when the loan has settled.


    Quick and reliable insurance that’s all about you


    How much does it cost to consult Manage Your Loans?

    There is no cost to you (the borrower) when taking on the services of an MYL broker. MYL typically earn a commission or fee from lenders for each successfully settled loan.

    You are under no obligation to take a loan after reviewing options nor is there any cost involved for our customers.

    How long does the loan approval process take?

    It depends on the type of loan. For instance, home and car loans typically require collateral, while personal loans may be unsecured. Our loan representatives can provide specific information based on your chosen loan type.

    What documents do I need to provide to the broker?

    The specific documents required can vary based on the type of loan you're seeking and your individual circumstances. However, typically, for a mortgage, you'll be asked to provide the following:

    1. Proof of Identity: Photographic ID such as a driver's license, passport, or any other government-issued ID.
    2. Proof of Income: Recent pay slips (usually the last 2-3 months), tax returns, and possibly a letter from your employer detailing your employment status and income.
    3. Proof of Savings: Bank statements or passbooks showing consistent savings over a minimum period, typically 3-6 months.
    4. Details of Current Debts: Statements from credit cards, existing loans, and other debts.
    5. Proof of Current Living Expenses: This can include utility bills, rent receipts, or mortgage statements.
    6. Credit History Report: While brokers often access this on your behalf, it's good to have a personal copy for reference.
    7. Details of Assets: Information on properties, vehicles, investments, and other valuable assets you own.
    8. For Self-Employed Applicants: Business financial statements, business registration documents, and GST returns, among others.
    9. Proof of Deposit: If you've already made a deposit on a property or a purchase, you might be required to show evidence of this payment.
    10. Property Details: If you're seeking a mortgage or refinancing, you'll need to provide details about the property, including recent tax assessments, property details, or a purchase agreement.
    How is my personal information protected with a broker?

    At Manage Your Loans, the protection of your personal information is our utmost priority. We use advanced encryption techniques to ensure that the information you share with us electronically is safeguarded. This means that any data sent between you and our brokers is encoded and can only be deciphered by our secured system.

    Only authorised personnel within our organisation have access to your data, and this access is strictly controlled and monitored. We provide regular training to our brokers and staff about the importance of maintaining data confidentiality.

    We retain your personal data only for as long as it is necessary to provide you with our brokerage services, and for legal, regulatory, and legitimate business purposes. Once it's no longer needed, we securely destroy or anonymize it.

    You have the right to know what personal information we hold about you and how it's used. If you have any concerns, you can request access to your data.

    We only work with partners and third-party service providers who uphold the same stringent data protection standards as we do.

    Always remember, while we take every step to protect your information, it's also essential to be vigilant when sharing personal details. Never share personal or financial information through unsecured channels or with unknown third parties. If you have any doubts or concerns about data protection, please do not hesitate to contact us.

    Are the interest rates offered through a broker competitive?

    Absolutely! At Manage Your Loans, our brokers have access to a broad range of lenders and loan products. We collaborate with numerous lenders, from major banks to smaller credit institutions. This breadth of choice allows us to find competitive rates tailored to your specific needs.

    Rather than a one-size-fits-all rate, our brokers work diligently to understand your unique financial situation, goals, and preferences. This ensures that we can source rates that are not only competitive but also aligned with your long-term objectives.

    With our industry knowledge and relationships, our brokers have the leverage to negotiate better rates on behalf of our clients.

    We provide a clear breakdown of the rates, allowing you to compare and understand how they stack up against other offerings in the market.

    While interest rates are a crucial factor, they are just one component of a loan. Our brokers also take into account other loan features, fees, and your broader financial picture to ensure you're getting a loan that's truly the best fit for you.

    If you have questions or would like more insights into current rates, please don't hesitate to reach out to us.

    For smarter financing

    talk to one of our brokers


    We acknowledge the Traditional Owners of the land where we work and live. We pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities who also work and live on this land.

    DISCLAIMER: The information provided on this website is general in nature and is not intended to be specialist or personal advice. The information provided on our website has been prepared without taking into account your objectives or financial needs. You should consider the appropriateness of the advice to your own situation before taking any action. The information provided should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances before making any decision about whether to acquire the product. You can obtain a copy of the Product Disclosure Statement by speaking to a member of our team.

    The advice provided in marketing material and posts by Manage Your Loans, our representatives and our partners is to be considered general advice only. It has been prepared without taking into account your specific objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your own objectives and financial needs. If any products are detailed in this presentation, you should obtain a Product Disclosure Statement relating to the products and consider the information provided before making any decisions.

    Manage Your Loans Pty Ltd ABN 34 652 442 790 is a Credit Representative (540988) of Home Mortgage Plus Pty Ltd ACN 105 991 839 (ACL 392200)