Nimmi Sasidharan - Manage Your Loans

RBA Cuts Rates to 3.60%—A Win for Homeowners?

Published 8 September 2025

The RBA has announced another 25-basis-point cut to the cash rate, now sitting at 3.60%. This marks the third reduction this year, signaling a continued easing path as inflation moderates and economic uncertainty persists. Inflation Down, But the Road Ahead Is Bumpy...

RBA Holds Cash Rate at 3.85%: What it Means for Your Loans?

Published 14 July 2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate, keeping it steady at 3.85%. This decision bucked expectations, as many market watchers, including Australia’s big four banks (ANZ, Commonwealth Bank, Westpac, and NAB), had anticipated...

Your Guide to Low Deposit Home Loans: Get into Your Dream Home Sooner

Published 30 June 2025

Does the 20% deposit seem like an impossible mountain to climb on your journey to homeownership? You are not alone! Many who have a steady income, but not a huge pile of savings, are looking for smarter ways to get into their dream home. Good news: that big 20% is...

RBA Delivers Rate Cut: Good News for Borrowers Amidst Global Uncertainty

Published 22 May 2025

In a move that will be welcomed by many Australian households and businesses, the Reserve Bank of Australia (RBA) today announced a reduction in the cash ratetarget by 25 basis points, bringing it down to 3.85 per cent. This decision comes as inflation continues to...

Negotiating a Better Interest Rate on Your Home Loan

Published 6 May 2025

Are you feeling like your home loan interest rate could be lower? You’re not alone. Many Australian homeowners could potentially save thousands of dollars over the life of their loan by simply negotiating a better rate. While it might seem daunting, it’s a...