What you should know about interest-only home loans

What you should know about interest-only home loans

Interest-only home loans are a common option in Australia for buyers and investors who want lower initial repayments. Before deciding if this type of loan is right for you, it helps to understand how it works and what the long-term effects may be.  This guide breaks...
Strata Fees Made Simple: What Every Home Buyer Should Know

Strata Fees Made Simple: What Every Home Buyer Should Know

Buying into a strata property can be an appealing option for many Australians, offering convenience, community, and access to great amenities. But before taking that step, it’s important to understand what strata ownership means and how strata fees may affect your...
Buying your first home just got easier: How the new 5% deposit works

Buying your first home just got easier: How the new 5% deposit works

When buying a home traditionally, buyers needed to save around 20% upfront, which often meant years of disciplined saving while property prices continued to climb.  That is about to change. From October 1st, the Australian Government’s First Home Buyers Guarantee...
When is the Right Time to Refinance Your Home Loan?

When is the Right Time to Refinance Your Home Loan?

Is your current home loan still working for you-or is it quietly costing you more than it should? If you’ve been wondering whether it’s time to refinance, you’re not alone. Many homeowners reach a point where their loan no longer aligns with their...
RBA Cuts Rates to 3.60%—A Win for Homeowners?

RBA Cuts Rates to 3.60%—A Win for Homeowners?

The RBA has announced another 25-basis-point cut to the cash rate, now sitting at 3.60%. This marks the third reduction this year, signaling a continued easing path as inflation moderates and economic uncertainty persists. Inflation Down, But the Road Ahead Is Bumpy...